Our process

Our secured loan application process is uncomplicated and original, tailored to meet your unique requirements and offering the very best standard of service. We’re dedicated to releasing the maximum amount of liquidity whilst accommodating a timeframe that works for you.

Apply for a secured loan with us by:

– Completing our online form, including details and images of your asset(s)
– Emailing us appraisals@coinpf.com, including details and images of your asset(s)

We aim to respond within 2 hours.

Book in your appraisal

All our appraisals are facilitated by our in-house valuation experts and we’ll work to complete this in a way that’s most convenient for you. Whilst we can often provide a loan estimation via our online service, we will need to complete a physical appraisal too. Options include:
– An at home – or requested location – appraisal. We’re happy to come to you at a time that suits your schedule for a confidential and discreet appraisal.
– An in-office appraisal. We’re available at our East London office, 8am – 8pm Monday – Friday, and 8am – 3pm on Saturday and are happy to accommodate short notice appointments.

Arrange a secure collection

Our logistics team can arrange fully insured collection from any address inside the M25 within 24 hours, and the rest of the UK within 48 hours. On collection, items are immediately photographed and shared with our condition reporting team. A full condition report is recorded and shared on request with our client. We provide end-to-end insurance, meaning your assets are protected from the moment they leave your hands, until you have them safely and securely returned to you, once your loan is repaid.

Confirm repayment agreement and receive funds

Once assets have been assessed and the process is complete, contract terms and finance value can be agreed. To ensure this is as confidential and simple as possible, terms, secure loan offers and loan documents can all be agreed and signed online using our secure electronic process. Transactions through Coin Private Finance are private, confidential, and comply with all anti-money laundering regulations. Transactions are completed immediately on agreement of terms and funds are made available instantly.

Repay your loan

Loans can be repaid at any point throughout the term of the loan agreement. Once the secured loan has been repaid, including accrued interest, the asset(s) used for the secure loan will be returned to the client. Contracts can be renewed and extended before or at the end of an agreed term this is on repaying the balance of interest owed. On receipt of this payment a new loan from this date is issued. Obligations under our loan terms are limited to the asset used against a secured loan. We do not chase or report you for failure of repayment if you choose not to repay.